FAQ
1. What makes Martino Capital different from other financial advisors?
Unlike many advisory firms that outsource investments to third-party managers, Martino Capital manages portfolios directly and in-house.
Clients speak with the same professionals who make the investment decisions — not salespeople, not relationship managers. This creates a level of transparency and accountability that is increasingly rare in wealth management.
2. Are you fiduciaries?
Yes. Martino Capital is a Registered Investment Adviser, which means we are legally and ethically required to act in your best interest at all times. We do not sell financial products, earn commissions, or accept incentives that would create conflicts of interest.
3. Who is a typical Wave 8 client?
Our clients are generally high-net-worth or accredited investors who want direct access to decision-makers, a disciplined strategy, and personalized management. Many are professionals, retirees, entrepreneurs, and families who prefer a boutique advisory firm rather than large institutions.
4. Do you manage retirement accounts?
Yes. We manage IRAs, Roth IRAs, SEP/SIMPLE IRAs, and employer-sponsored rollovers. Every retirement strategy is built around your timeline, taxes, risk tolerance, and legacy goals — not generic model portfolios.
5. How are your fees structured
We operate on a transparent, asset-based fee schedule with no commissions and no hidden costs. Because we do not sell products or earn incentives, our compensation is aligned with your long-term success.
6. Do I work directly with the people managing my money?
Yes — that is the core of our philosophy.
At Wave 8, the portfolio managers and investment professionals are the same people who meet with you, answer your questions, and guide your strategy.
7. How do I get started?
Most new relationships begin with a conversation about your goals, investment experience, and current portfolio structure. You can schedule a meeting by phone at 303-771-4357, or through our contact page.
8. Where are you located?
We are based in the Denver metro area and serve clients locally and nationwide.
Remote meetings are available for investors outside Colorado.
9. Do you work with other professionals?
Yes. When needed, we collaborate with your CPA, estate planning attorney, or tax professional to ensure your investment strategy works cohesively with your broader financial plan.